Solar Panels and Hail: Does Hail Damage Solar Panels?

Hail damage is rare but real

Modern panels are tested to UL 61730 with 1-inch hail at ~50 mph and most survive larger. Severe hail (2"+ stones) in storm-prone regions does cause claims. Damaged panels usually still produce partially but should be replaced for safety and output.

Who pays

Hail damage is a standard covered peril under homeowners insurance — your solar is covered under dwelling coverage minus deductible. Some wind/hail states have higher deductibles (1–5%). File promptly and document with photos and monitoring data.

Protecting your array

Toughened glass panels (most 2026 modules) handle hail better. Avoid cheap panels with thin glass, keep tree branches trimmed, and consider hail screens only in the most extreme regions. Your installer's equipment spec affects resilience.

Does hail break solar panels?

Rarely with modern panels (UL 61730 tested, ~1" hail at 50mph). Severe 2"+ hail can cause damage, usually covered by homeowners insurance.

Are solar panels covered for hail damage?

Yes — hail is a standard covered peril under dwelling coverage. Check your deductible and file promptly with photos.

Which panels survive hail best?

Premium tempered-glass panels (most tier-1 2026 modules). Avoid ultra-cheap panels with thin glass in storm-prone states.